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This book is a gold mine of wisdom and a must read for the young graduates and entrepreneurs entering their practical life in the “real world” after their basic or advanced education. It provides guidelines in business matters, loans and banking, providing banker’s perspective to the entrepreneurs on borrowing matters. The deep recession of 2007, has been stubbornly overshadowing the developed world. Many Western countries are struggling with much larger debts and very high unemployment rates. Much larger percentage of graduates and school leavers are without proper jobs in their formative years. Many of them would need to look at their own liking of becoming entrepreneurs and self employed. This book is an easy to understand guide, a ready reference about banking, financing and entrepreneurship. It will help remove myths and fears of entrepreneurs about banking relationships and borrowing. The book also explains the intricacies and precautions to be observed in any businesses in simple language. The book provides deep insight and sound advice on day-to-day topics like credit score, limited liability entities, insurances, buying real estate, income tax, raising capital and estate planning. This book is a product of the author’s over ten decades of collective experience in international trade and finance. It provides almost all that young graduates and MBAs students need to know while undertaking any new venture.

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