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"Unfortunately on March 4, 1998, I suffered a bad stroke, requiring an additional six years of mental and physical rehabilitation. At this end, I decided to write my autobiography treating my stroke as a new beginning. After 40+ years of dealing with what I believe to be a wonderful world of Domestic, International and Multinational Insurance, there is no doubt in my mind that for those individuals who have or are about to successfully obtain their ARM, CPCU, MBA, BBA, and other Special Insurance designations, should now go forward and enter this latter fi eld of endeavor. In this latter regard, this must center upon those individuals who have successfully received their Broker and/or Insurance license for a 1-5 year period. There are two areas that must be contended with: US Corporations with operations overseas and foreign-based corporations with operations in the USA. Going forward, there are hundreds of college scholars who should look into this area of International/Multinational Insurance for a great opportunity and I will address same later in this effort. Towards this end, I wish to share the various contacts that I used in my career, that includes my visits to 30 states and 32 countries, which may hopefully assist the newcomer and/or even some veterans as each of them begin to look for their own opportunities going forward."

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