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If you are having financial difficulties-overdue bills, credit card debt, little or no savings, then this book is for you. In it you will find many valuable ideas to find money, make additional money, or save money within 30 days.

The guidance provided in this book is addressed directly to the people who are having financial difficulties. But the techniques and ideas detailed in these pages apply equally to those who are not having money problems, but want to get better at finding, making, saving or budgeting their money.

I have spent over 15 years as a personal financial advisor, specializing in helping people in financial crisis. I've helped hundreds of people get out of thousands of difficult circumstances. I've also spent many hours discussing how to help people in financial crisis with knowledgable advisors and financial professionals. These experiences helped me pinpoint pitfalls that can doom a person's ability to recover financially. They also showed me how you can use the techniques to become very good with your money to the point of being able to help others.

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