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London, 187-. Lucy Nightingale generally can find a solution to any problem, though it might require behaviour some would consider unorthodox. But this one seems insurmountable. Before he died, her father mortgaged the family chocolate shop to a moneylender, and if she doesn't repay the loan by the end of the month, she and her younger brother will be out on the streets.

Marcus Somerville is one of London's up-and-coming financiers. A paltry chocolate shop like Nightingales normally would be far beneath his attention - but not when its owner is the most desirable woman he's encountered in a long tme.

The bargain: Marcus will lend Lucy the money, and all she has to do is dine with him twice and accompany him to the theatre. Lucy's confident she'll protect her virtue, Marcus that he'll overcome it. But what seems a straightforward arrangement is suddenly becoming a most inconvenient seduction...

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