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Synopsis

Real Estate Finance in California provides a thorough explanation of modern real estate financing, including money and interest rates, sources of mortgage money, non-institutional leaders, conventional loans, government-backed programs, foreclosure and other loan problems, construction lending, and alternative financing methods. This comprehensive textbook and course workbook – approved by the California Department of Real Estate for qualification for a California Real Estate Broker License or to extend a California Real Estate Sales License – discusses the real estate financial environment, lending institutions and the government’s role in real estate finance, the primary and secondary mortgage markets, other government financial programs, the transfer of real property, lending instruments, basic financial concepts of mortgage lending, property valuation, real estate investment, escrow, important federal laws affecting real estate, taxation, fair housing, and ethical considerations. In addition, each chapter includes a full glossary of terms as well as a multiple-choice written assignment for students.

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