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Credit conditions may be tight, but this book should increase your chances of securing a bank loan for your business. It supplies some background on banking and the different kinds of banks; how they operate and what kind of loans they offer. It also covers government loan initiatives in the US, Canada and the UK.

To even stand a chance of getting a loan, you will need to prepare yourself in advance. It suggests that preparing a business plan could greatly assist you in securing a loan.

You'll get a tour behind your banker's desk and get a view of what is seen from the other side.

You will be shown how to finance your accounts receivable from factors. You will also learn how to finance exports and imports.

Finally, this book puts the recent financial mess into context and how attempts are being made to bring the big banks back to heel. Hopefully, these actions will create a more sane environment in which small businesses can get better access to loan financing in the future.

This book should definitely be on your reading list before you go charging into you bank in search of a business loan.

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