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"If I give you a fish I feed you for a day, If I teach you to fish I will feed you for a lifetime." -Chinese Proverb

The world of individual finances is rapidly evolving. A generation ago there was financial security in working for the same company and retiring with a good pension. Government pensions were reliable. One career throughout your lifetime was not unusual. Today things are less certain. High layoffs, market instability, and having more than one career is not unusual. Even pensions are now required to be self funded. The responsibility of managing your own personal money is becoming a major priority.

The topics, ideas, and instructions contained within these pages not only introduce young people to the realm of money management, but also deliever an important message about responsibility, independence, social conscience, and reliability-- a message that readers of any age will benefit from. Covering many issues that confront teens today, from car ownership to paying for university, from the cost of big weddings to the nastiness of credit cards, What Now? is the perfect guide to setting Canada's youth on the path to financial literacy.

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