Rachel Verinder, a young Englishwoman, inherits a large Indian diamond on her eighteenth birthday. It is a legacy from her uncle, a corrupt English army officer who served in India. The diamond is of great religious significance as well as being extremely valuable, and three Hindu priests have dedicated their lives to recovering it. The story incorporates elements of the legendary origins of the Hope Diamond (or perhaps the Orloff Diamond). Rachel's eighteenth birthday is celebrated with a large party, whose guests include her cousin Franklin Blake. She wears the Moonstone on her dress that evening for all to see, including some Indian jugglers who have called at the house. Later that night, the diamond is stolen from Rachel's bedroom, and a period of turmoil, unhappiness, misunderstandings and ill-luck ensues. Told by a series of narratives from some of the main characters, the complex plot traces the subsequent efforts to explain the theft, identify the thief, trace the stone and recover it.
Colonel Herncastle, an unpleasant former soldier, brings the Moonstone back with him from India where he acquired it by theft and murder during the Siege of Seringapatam. Angry at his family, who shun him, he leaves it in his will as a birthday gift to his niece Rachel, thus exposing her to attack by the stone's hereditary guardians, who, legend says, will stop at nothing to retrieve it.
Rachel wears the stone to her birthday party, but that night it disappears from her room. Suspicion falls on three Indian jugglers who have been near the house; on Rosanna Spearman, a maidservant who begins to act oddly and who then drowns herself in a local quicksand; and on Rachel herself, who also behaves suspiciously and is suddenly furious with Franklin Blake, with whom she has previously appeared to be enamored, when he directs attempts to find it. Despite the efforts of Sergeant Cuff, a renowned detective, the house party ends with the mystery unsolved, and the protagonists disperse.
During the ensuing year there are hints that the diamond was removed from the house and may be in a London bank vault, having been pledged as surety to a moneylender. The Indian jugglers are still nearby, watching and waiting. Rachel's mother dies, increasing her grief and isolation, and she first accepts and then rejects a marriage proposal from her cousin Godfrey Ablewhite, a philanthropist who was also present at the birthday dinner and whose father owns the bank near Rachel's old family home. Finally Franklin Blake returns from travelling abroad and determines to solve the mystery. He first discovers that Rosanna Spearman's behaviour was due to her having fallen in love with him. She found evidence (a paint smear on his nightclothes) that convinced her that he was the thief and concealed it in order to save him, confusing the trail of evidence and throwing suspicion on herself. In despair at her inability to make him acknowledge her despite all she had done for him, she committed suicide, leaving behind the smeared gown and a letter he did not receive at the time because of his hasty departure abroad.
- AP Publishing House, December 2012
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