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This book contains 5 years of budgeting worksheets.

Other books available by this author:
In a World of Darkness, Let There Be Light!
Which can be found all over the Internet!

Finally a book that addresses a growing problem millions of Americans are faced with on a daily basis. Never before has a book offered so many compelling opportunities, and positive options for those faced with credit and debt problems as this book does.

This book is dedicated to all those who are faced with everyday expenses, that if not controlled will hinder their desire of staying out of debt. You may have goals and dreams, but if you don’t set up a financial guideline, you may not reach them. This book is the best “budgeting plan” and financial guide to help you attain your goals.

The goal of financial independence must begin with a sound budget plan: give some, save some and spend some. This book is the perfect tool to map out the course to achieve that goal.
—Simone Atkinson, MBA Finance: President and Owner of F.B. Financials Inc

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