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Synopsis

The phone rings (or the letter comes or someone else is contacted. It's a debt collector.

You've been dreading this and it has finally come. It's your debt; you owe it; you know you do. It's been hard. But something isn't right about the way the debt collector is going about it.

You have rights when the debt collector calls. This book explains what those rights are and what you can do about it.

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